Understand Your Coverage
STD vs LTD, elimination periods, and the own-occ vs any-occ definition, decoded from their actual policy terms.
Claim Ready is free, neutral education that helps employees understand their STD/LTD coverage, file complete and honest claims, and know what to expect, which means cleaner claims and fewer confused calls to your team.
Preview The Employee ExperiencePlain-language guides and self-service tools, on their phone, from the day leave starts.
STD vs LTD, elimination periods, and the own-occ vs any-occ definition, decoded from their actual policy terms.
The application is evidence: specific physician statements, real job duties, and a firm rule about complete honesty.
Records requests, calls, and IMEs explained neutrally, plus a personal timeline of their own key dates.
Why LTD is a separate claim, and the SSDI application most plans require, with filing tools built in.
One link is the whole integration. Employees open Claim Ready on their phone and pick up wherever they are in the process.
Open Claim ReadyWant a co-branded version or printed insert for your leave packets? Contact SecureClaim.